YourBusinessWithJamesCaan2016 - 108

Insuring your success
C

utting corners isn't a good policy for
business, and certainly not when it
comes to insurance, especially for
start-ups. Not having the right policy
could put paid to your plans before
they've even got off the ground.
Getting to grips with the intricacies of
insurance cover can seem daunting, but
it's worth doing this in the initial stages
of your business development. Not only
will it spare you any nasty shocks down
the line, it will also allow you to integrate
the costs into your business plan.
With such a vast array of cover and
packages to choose from, start by

108

prioritising your company's needs.
Understanding the risks your business
could face is essential. Demonstrating
that you're aware of these is also
something that will make your
enterprise more attractive to potential
investors and lenders.
It's a good idea to contact several
insurance companies when you are
setting up your business. They will be
able to give you some insight as to the
risks your business could face - issues
that may well influence your choice of
commercial premises, for example.
Give yourself time to search for the

right policies, too. Rushing the process
means you may not get the best deals.

GO COMPARE

The internet is an indispensable
resource for hunting down the best
insurance deal. There is a multitude of
comparison sites to help you research
your options. Moneysupermarket.com,
for example, has a helpful guide to
start-up business insurance. Important
factors to consider include:
■ Can you increase your cover as and

when your business grows?

WORDS: TRISH LESSLIE | PHOTOGRAPHY: SHUTTERSTOCK

Not getting the right insurance cover for your business could be a costly mistake.
Here's all you need to know for full protection


http://www.Moneysupermarket.com

YourBusinessWithJamesCaan2016

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