ESSENTIALS TAKE COVER Insurance plans provide peace of mind and protection against life's uncertainties, potentially saving your business from ruin R 104 unning a business is rarely plain sailing. So many things can go wrong, often totally out of the blue. It doesn't matter how well prepared you think you are - some unforeseen events will have the power to shake the very foundations of your enterprise, destroying everything you've worked so hard to build. Not all insurance policies will be relevant to your business, so do seek advice from an expert, such as a broker, who can steer you towards the right plans for your purposes. Shop around