Your Business With James Caan 2017 - 285

COST SAVINGS

higher tariffs or lumbered with old
equipment when it's time to upgrade.

INSURANCE

From insuring your premises and
its contents to public liability and
professional indemnity, insurance is
something no company can afford to
scrimp on. But while it's important
to cover all your risks - especially
legal requirements such as employers'
liability insurance - shopping around
for the best price for your policies can
save you a small fortune.
Using a price-comparison website
is a good place to start, but specialist
business insurance companies often
have access to the best deals and
can arrange a competitive bespoke
package to cover your risks. You can
also negotiate with insurance providers
direct on tailor-made policies.

CLEANING AND SECURITY

Shop around when hiring cleaning and
security companies. Most offer a range
of contracts and services, so you may

Don't be afraid to
let existing suppliers
know if you've
found a better deal.
They may match or
better the price
want to start off with the most minimal
package to see how things pan out. It
may be that the lowest level of service
is enough to meet your requirements,
but make sure you have the flexibility
to switch to a higher level should you
feel you need to.
While you don't want to scrimp
on security, having CCTV, an alarm
system and light sensors in place may

cover your requirements without the
need for an on-site security guard. Ask
a specialist company to draw up a plan
based on your risks and then seek a
second opinion before choosing.

WORKPLACE SUPPLIES

From stationery to tea bags, you'll
need constant supplies to keep your
business running smoothly. Ensure
you're getting the best deal on your
purchases by shopping around and
reviewing your suppliers regularly.
Bulk-buying at a local cash-andcarry can save you money, or search
for online deals. Don't be afraid to let
an existing supplier know if you've
found a better deal. They may be
willing to match or better the price
rather than lose your business.
Be wary of locking yourself into a
deal, though. Read the small print
to ensure you're not tying yourself
into a deal that will prove less than
competitive further down the line or
one that will impose penalties when
you feel it's time to switch suppliers.

285
282 YB2017 Keep Costs Down jw.indd 285

03/10/2017 17:37



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