SMALL CHANGE ta k e st the te FOLLOW THE MONEY 1. You get an unexpected bonus at work. What do you do with the money? Splurge it on something I normally wouldn't buy Leave it in my current account to come back to later Transfer it to my savings account Add it to my investment portfolio Use it to place a high yielding investment I normally wouldn't A B C D E 2. When you go to the grocery store, how do you normally pay for your purchases? Half-and-half mix of left-over cash and credit Dedicated grocery debit card Cash I've drawn out to last me the week Credit/debit card Store-specific card A B C D E 3. When the stock market report pops up on the news, you normally... Tune out. I'll never have cash to throw away on it Turn it off Pay attention to housing market trends Listen to the long term-trends and cycles Already know what they're going to say... A B C D E 4. How do you approach your taxes? The people I work for take care of that nonsense I read how much I've paid, shrug it off and move on My tax accountant handles all of that for me I don't pay very much tax, thanks to my off-shore investment portfolio I always look for loopholes to reduce how much I need to pay A B C D E 5. When it comes to the festive season, what is your approach to Christmas shopping? It happens on the 24th of December, depending on how skint I am I'll buy the odd thing some time in December for the people I live with Shopping starts in November, when sales are at their hottest I'll do the shopping the first week work shuts down for the holidays The perfect gifts will present themselves within three days of Christmas A B C D E Tally up each letter you've chosen and see what it means over the page. Flip for your results! July 2018 BA LA N CE 17