PROMOTION Time for home truths The cheapest insurance for your house can seem like the most attractive option, right? ron ere s hy you should perhaps spend ore ti e findin the est policy W hen buying home insurance, often people's minds are focused on findin the cheapest policy. There's never been a greater choice of providers or methods of buying insurance: phone, website, app. But is there more to think about than price? The simple answer is yes. Making sure you and your property are fully covered is essential, in case you ever need to make a claim. It is always wise to dig a little deeper and check the coverage that a policy will be offering and the excesses that will apply. As the availability of general home insurance grows, it's especially important because it's easier than ever to overlook any special requirements or individual circumstances you or your home may have. There is a term you may be unaware of, but more and more people each year are falling under - that term is 'non-standard'. When it comes to home insurance, just under 30% of all policies are classified as pro idin co er that is