PROMOTION Are you making any home improvements? Don't get caught out with your insurance in the event of a claim - a specialist policy will give you the protection you need W hen pension and investment schemes don't offer the financial return you hoped for, many people are turning to alternatives to raise capital, plan for retirement or simply to add value to their current home. Some are taking advantage of the spare space in their property by letting a room in their house. Others are letting their permanent residence for parts of the year, while some may choose to buy a second property to generate income as a long-term investment. Another popular option in our current housing market is to extend or make improvements to your current home. Most insurance policies will cover you for the main perils fire, theft, and storm damage to name a few, but if you are letting your property out or making changes to your home it is worth checking the small print to see if you have any cover at all. any people find they aren t actually covered for either and a specialist policy would be much more suited to their future needs.http://highworthinsurance.co.uk