At Home with Carol Vorderman 2013 - (Page 214)

Your simple guide to savvy budgeting TAKE CONTROL OF YOUR FINANCES TODAY WITH A FAILSAFE BUDGET PLAN THAT WILL HAVE YOU SUCCESSFULLY SPENDING WITHIN YOUR MEANS WITHOUT GIVING UP THE THINGS YOU LOVE D o you regularly find yourself gathering your last few coins together to pay for a bottle of wine at the end of a month? If so, you know it’s time to work out a budget plan – but one that’s realistic and that you can stick to. WHY BUDGET? Budgeting shouldn’t be a demanding job. Look at it as a way of getting your finances back on track. Setting up a budget plan might not sound like much fun but there are many good reasons to do it. Planning a budget helps you make ends meet on a month-to-month basis, and makes you aware of what you can and can’t afford, meaning it’s less likely that you will waste money. Budgeting will also make you consider the extent of your debt more easily, and help you come up with solutions to reduce it – making it your priority to pay off a high interest-rate credit card more quickly than a low-rate one, for example. HOW TO GET STARTED The thought of managing your money may make you feel anxious, but it’s an essential skill and really isn’t that difficult. It’s all about reflecting on where your money comes from and also where it goes, and then taking action from there. You can draw up a budget plan yourself, or banks sometimes set up free plans for you. Alternatively, you can visit websites to help you out. 214 | JUNE 2013

Table of Contents for the Digital Edition of At Home with Carol Vorderman 2013

Editor's letter
Carol's hello
Summer days
Rear of the year
Shades of citrus
Maxi moment
Good for the sole
Razzle dazzle
Swing by the sixties
All shapes and sizes
Steal her look
The swimwear round
A moment with Carol
Beaming with pride
Loose women
Forever friends
What men want
The D word
Fear not
Keep your flirt on
Sex on fire
Culinary classics
Food glorious food
At a pinch
Oiling the meals
Flaming hot
Under the grill
Raise a glass
Water works
Weight-dropping wonders
Tuck in
Home improvements
Holiday hazards
Proceed with caution
Warning signs
Down to the bare bones
Back on track
A sorry sight
20 under £20
How do they do it?
Rewind time
Lacklustre locks?
Pearly brights
Good job hunting
Old timers
The golden years
Cash in a flash
Money guru
Foster the love
Child's play
Easy as 1, 2, 3?
Summertime accessories
Those in glass houses
On the tiles
Home safe home
Savvy traveller
Holiday honcho
Port of call
Here come the girls
It's a numbers game
Book it in
Up, up and away!
Last word

At Home with Carol Vorderman 2013