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IF YOU HAVE SUFFERED A FIRE, FLOOD OR SOME OTHER DISASTER AT YOUR HOME OR BUSINESS, THE LAST THING YOU NEED IS AN INSURANCE COMPANY ARGUING OVER THE SMALL PRINT ON YOUR POLICY Choose wisely What you require is someone who's on your side - and that's when you need a loss assessor, someone who can take your insurance claim off your hands and make sure it is dealt with promptly, fairly and with as little fuss as possible. Loss assessors are not paid for by the insurance company - you have to employ them yourself as they are there to protect your interests. They can liaise with your insurer and all other parties on your behalf, including brokers, surveyors, contractors, solicitors... and, of course, the loss adjusters. As the home or business owner, you decide how much control over the daily process you retain. Your loss assessor will work with you to whatever extent you wish. But that doesn't mean they're expensive. At Morgan Clark, they often won't cost you a penny. Morgan Clark was established in 1999 by Tony Clark and Phil Morgan, who still actively lead the company today. Over the years, the firm has grown steadily to become the UK's most established and trusted loss assessing firm. Free of charge When it comes to collecting their fee, all loss assessors operate differently. Morgan Clark is able to provide services free of charge to the policy holder, since all claim management fees are collected GOLDEN RULES To initiate an insurance claim, consider these points: Take steps to prevent the damage getting any worse. Phone Morgan Clark free on 0808 274 8358 for emergency advice. Do not throw anything away until the loss adjuster has seen the damage. Take photographic evidence of damage to the building and/or the contents. Gather together any receipts you have to show as purchase evidence. directly from the network of contractors it introduces to put right the damage - and not from the home or business owner. Many claimants decide to work with a loss assessor because they do not feel confident their loss adjuster can be truly impartial when adjusting their claim. Ultimately, loss assessors are here to help you; so by engaging the services YOU MAY NEVER NEED A LOSS ASSESSOR, BUT SHOULD THE WORST HAPPEN, HAVING MORGAN CLARK'S PHONE NUMBER TO HAND WILL MAKE ALL THE DIFFERENCE, KEEP THIS ARTICLE WITH YOUR INSURANCE DOCUMENTS JUST IN CASE of a proven company, you'll save time, money and a lot of unnecessary stress. Good reputation But there are many other loss assessors, so why choose Morgan Clark? There are three main reasons: Firstly, Morgan Clark's approach to negotiations is non-confrontational. The company employs experienced loss assessors all of whom have an excellent reputation with the major insurance companies. Secondly, due to Morgan Clark's established relationships, many loss adjusters actually recommend their services to policyholders. Thirdly, in order to remain one of Morgan Clark's approved contractors, they must consistently maintain the highest standards of workmanship. Morgan Clark's experts will: Manage the repairs to your property. Prepare and agree your contents claim. Organise your alternative accommodation. And recover any expenses related to the claim. Morgan Clark covers all of England and Wales. FOR MORE INFORMATION Call 0808 274 8358 Visit www.morganclark.co.uk http://www.morganclark.co.uk

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