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▲ LIFESTYLE Don't take over IT'S NORMAL TO WANT TO HELP OUT BUT REMEMBER OFFERING ADVICE CAN BE SEEN AS INTERFERING. 6 5 MAKE TIME FOR YOUR FAMILY Your later years are the time to really enjoy and appreciate your family and fix any broken relationships. 'While older adults' health is influenced by a wide range of factors, both social networks and social engagement have been highlighted as being fundamental according to research,' says The British Psychologist Society. In her book The Top Five Regrets of the Dying - A Life Transformed by the Dearly Departing (£10.99, Hay House), Bronnie Ware, who worked at a nursing home, says she found nearly all of her patients were more concerned with family and relationships than money, success or work. TAKE CONTROL OF FINANCES 062 | NOVEMBER 2016 7 TICK THE BUCKET Write your bucket list - a list of things you want to do before you pass on - and start ticking it off. It doesn't have to be all 'jumping out of a plane' or 'swimming with dolphins', although according to www.bucketlist.org these remain among the most popular choices. You may just want to do something as simple as learn how to do the downward dog yoga position or start to grow herbs and vegetables, or even make contact with an old friend or family member. If you're not sure what to do, you can browse four million ideas at www.bucketlist. org, including 'unplugging' from social media for 48 hours (10,000 have done it), getting married, and visiting a volcano. Setting goals keeps your mind and body active and writing them down can both lift your spirits and make your dreams a reality. Begin now by writing down three things you really want to do. WORDS: FIONA BUGLER, IMAGES: SHUTTERSTOCK Money can't buy you love, as we all know, but regardless of how much or how little you have, feeling in control of money can make life better. If you're no longer working, it can make sense to have a budget. If you're still working, now's the time to take control of your pension and ensure you are benefiting from all the contributions you've made. You can also increase your contributions to ensure you have a nest egg for later. If you're short of cash or want to splurge on a travel adventure or help your kids out, you can also consider equity release. There's a variety of options for homeowners aged 55 and over, and you may be able to borrow up to 60% of your home's value, which is repayable on your death. Make sure you talk to a reputable financial adviser. Find one via the Financial Conduct Authority (www. the-fca.org.uk) and make sure they are listed on the Equity Release Council Registry (www.equity releasecouncil.com/ member-directory). http://www.bucketlist.org http://www.bucketlist http://the-fca.org.uk http://www.equity http://www.releasecouncil.com/

Table of Contents for the Digital Edition of AtHomeWithGloriaHunnifordOctober2016

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