AtHomeWithGloriaHunnifordOctober2016 - 173

SAVINGS AND SERVICE Happy customers give their reviews... 'BEING ABLE TO COMPARE RATES MADE IT SO MUCH EASIER' 'I've had diabetes for more than a decade, but it's not impacted on my quality of life and on one occasion, I decided to travel solo. I'd been to all my usual websites that I know cater for pre-existing medical conditions, and went through a rather lengthy process each time. The quotes I received were all over £80 and would have addeed considerably to my low-cost holiday. Being able to compare rates on Medical Travel Compared made things much easier, as it's not always just about cost, but also the limits of the cover and excesses. Some other sites also asked you to ring for quotes and I got fed up having to respond to intrusive questions posed by strangers. But happily, I found this quote for £53.' Lynda Snowden, 62 'I CAN'T BELIEVE MY RARE CONDITION WAS ON THE DROP-DOWN MENU' 'I have Morquio Syndrome, and I've never had it appear on a drop-down list for insurance before, which has to ﬁnd out you're not covered and are left with a hefty bill, is really unfair.' The whole truth To avoid being caught out, it's important you disclose fully any medical history. 'Honesty really is the best policy,' says Vicki. 'And it doesn't always mean your premiums will be exorbitant.' Whatever the reason, failing to tell your insurer meant lengthy telephone interviews that were not comfortable for me, as I'm hard of hearing. My symptoms sound pretty serious - instable spine, short stature, wheelchair user - but they actually don't impact me that much. In the past, not being able to get cover for my main condition meant that claiming for something little would be refused. With Medical Travel Compared, the process was easy and straightforward.' Jo Barber, 30 'WOW - MEDICAL INSURANCE WITHOUT THE PRICE TAG' 'I'd been buying from one company for my pre-existing medical conditions, including asthma and polycystic ovarian syndrome, for years, but thought I'd have a look what other companies were out there. Medical Travel Compared gave me a number of quotes which were all about half to two-thirds of the price of my usual company, even with a 20% loyalty discount.' Ms K Winter, 40-45 condition for which it was originally prescribed in the event of suffering a broken ankle while away. 'The insurance providers on Medical Travel Compared are geared up to deal with unforeseen situations, and tend not to be as expensive as simply getting a top-up on your standard policy,' says Vicki. 'We check they're fully regulated and that the policies they offer have 'WE DON'T WANT PEOPLE GETTING INSURANCE VIA OUR PLATFORM, THEN HAVING AN AWFUL TIME SHOULD THEY NEED HELP' topics, such as ﬁlling out medical declaration forms, plus destination guides and information on travelling with certain ailments. Expert help 'And if people have any questions - say there's something about their medication that needs clearing up, or they are not sure whether a section in their medical history is relevant,' says Vicki, 'they can call us and speak to somebody who's trained in medical screening, who can guide them through it.' One of Vicki's core values is a desire to help people avoid insurance problems while away. 'It's quite stressful being ill on holiday as it is,' she says. 'But to need medical help when you go abroad, only about your ill-health means they might not pay out if you make a claim. 'Don't overlook anything, no matter how inconsequential you think it is,' says Dr Adam Simon, chief medical ofﬁcer at PushDoctor.co.uk. This includes medications, wellmanaged conditions and past surgeries. If you end up making a claim, they might be deemed indirectly related. 'If you suffer a heart attack on holiday and didn't declare that you had high blood pressure, your insurer will be asking why,' says Emily Reeve, senior cardiac nurse at the British Heart Foundation. Sometimes, the need for extra cover is not obvious. For instance, some treatments may cause brittle bones, which could be indirectly linked to the 24-hour emergency assistance in place. We don't want people getting insurance via our platform, then having an awful time should they need help.' FOR MORE INFORMATION Call 08081 023 577 Visit www.medicaltravel compared.co.uk Medical Travel Compared is a trading name of CYTI (Gibraltar) Ltd, registered in Gibraltar, Company No: 111831, which is authorised and regulated by the Gibraltar Financial Services Commission to act as an insurance intermediary (ﬁrm reference FSC1248B). http://www.medicaltravelcompared.co.uk http://PushDoctor.co.uk http://compared.co.uk

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