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PROMOTION It's time to talk about your funeral Discussing arrangements in advance can help you beat rising funeral costs and protect your family W ho doesn't like a good natter with friends and family over a hot cup of tea? With your nearest and dearest there is often no topic that's off limits, except perhaps one - dying. Figures show almost four-fifths of people - 79% - haven't spoken about death with anyone else.^ Privately you've probably thought about what life will be like for your family and friends without you here, but when it comes to actually sitting down to discuss your wishes and making provisions for when the time comes, many people seem to lose their nerve. While no one can predict when the inevitable will happen, just talking about death doesn't make it happen. Recent celebrity deaths, such as comedian Victoria Wood and musician Prince, demonstrated the importance of discussing and planning for your funeral. They let people know their wishes, so their send-off was as they wanted. By preparing in advance and talking to family a lot of the burden and stress can be lifted from your loved ones. Having those discussions about death and funeral planning now, even if you're only in your 50s, can make such a huge difference to the people you leave behind. It could mean your family won't be left feeling confused about what to do or struggle with the worry of covering unforeseen expenses. Avoiding the 'death conversation' today because it feels too uncomfortable will often end up being of little comfort to anyone in the long run. Why planning is important When a person dies, the uncertainty and financial burden will be passed on to their family when organising the funeral. With no guidance and little time to make the right decision, this can turn a difficult situation into an extremely stressful one. Did you know loved ones have to contribute £2,449 on average to the price of a funeral? Not only that, around 50% of them will have to borrow money to cover that cost.* Would your loved ones know if you wanted to be buried or cremated, or if you had a favourite hymn or song you would like to be performed? If you want a simple cremation and they think you want to be buried with lots of flowers and an ornate headstone,

Table of Contents for the Digital Edition of AtHomeWithGloriaHunnifordOctober2016

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